Buyer Resources
Richmond VA Property Tax Rates Compared: Henrico vs Chesterfield vs Hanover vs the City (2026)
by Daniel Yoon | eXp Realty | Richmond, Virginia Property taxes in the Richmond, Virginia metro area vary by as much as 48% depending on which county or city you buy in. On a $400,000 home, that difference adds up to $1,560 per year, or $15,...Is Now a Good Time to Buy a House in Richmond, VA in 2026?
A grounded answer to whether 2026 is a good year to buy in Richmond, Henrico, or Chesterfield, with current prices, inventory, and rate context.
Closing Costs in Virginia: What Buyers and Sellers Actually Pay in 2026
A line-by-line breakdown of Virginia closing costs for buyers and sellers in 2026, including grantor tax, recordation, title insurance, and lender fees.
How Much Down Payment Do You Really Need to Buy a Richmond Home in 2026?
What buyers actually need for a down payment in Richmond, Henrico, or Chesterfield in 2026, including 0%, 3%, 3.5%, 5%, and 20% scenarios with monthly cost.
Pre-Approval vs Pre-Qualification: What Richmond Lenders Actually Want in 2026
The real difference between pre-qualification and pre-approval for Richmond, VA buyers in 2026, plus what lenders need and how to compete on offers.
Do You Need a Buyer’s Agent for New Construction in Richmond?
Why having your own agent for new construction in Richmond, Henrico, or Chesterfield protects your contract, lot choice, upgrades, and timeline.
New Construction Upgrades Worth Paying For (and the Ones to Skip) in Richmond
Which builder upgrades hold value in Richmond, Henrico, and Chesterfield new construction homes, and which lose money at resale. A 2026 buyer’s guide.
How to Choose a Lot in a Richmond New Construction Community
A practical framework for choosing the right lot in a Richmond, Henrico, or Chesterfield new construction community, including premium analysis and red flags.
Escalation Clauses and Appraisal Gaps in Virginia: When to Use Each in 2026
How escalation clauses and appraisal gap language work in Virginia real estate offers in 2026, when each makes sense, and when they don’t.