Eleven builders are selling or have recently sold age-restricted new homes in the Richmond region, in at least 17 communities, at prices from $389,990 for a Ryan ranch in Chesterfield to more than $700,000 for an Eagle single-family in Glen Allen. HOA dues run from under $100 a month to $410. Two of the best-known 55+ communities, Mosaic at West Creek and Greenwich Walk, are sold out and now trade as resale. This page puts every active-adult option in one table so you can compare what the dues include, which builder carries which warranty, and where each fits.
Daniel Yoon is a Certified New Home Co-Broker (NHCB) representing buyers on new construction across the Richmond metro. Our guides to downsizing in Richmond and aging in place cover the decisions that come before the builder choice.
Every 55+ new construction option in Richmond (Aug 2026)
| Community | County | Builder(s) | Product | From price | HOA (published or listing-based) | Status |
|---|---|---|---|---|---|---|
| Kennington Meadows | King William | RCI Builders | Carriage homes, 1,474-plus sq ft | Upper $300s | Not published | Active |
| The Carriages at McCauley Park | King William | StyleCraft | Carriage homes | $319,884 | Not published | Active |
| Fairways Ranch | Chesterfield | Ryan Homes | Single-level single-family | $389,990 | Not published | Active |
| Brunswick | Hanover (Mechanicsville) | Eagle Construction | Townhomes, 1,692 to 2,330 sq ft | $440,900 | Not published | Active |
| Traditions of America at Chesterfield | Chesterfield (23832) | Traditions of America | 234 low-maintenance single-family; 8,000 sq ft clubhouse | $466,900 | Not published | Active |
| Oasis Reserve | Chesterfield (Midlothian) | Main Street Homes | Single-family | $472,950 | Not published | Active |
| Hickory Grove | Hanover (Ashland) | Eastwood, StyleCraft, RCI | Maintenance-free single-family | $499,990 (Eastwood); $514,990 (StyleCraft); $500s (RCI) | Not published | Grand opening 2026; three builders |
| Chickahominy Falls | Hanover (Glen Allen) | Cornerstone Homes | Cottages, villas, carriage homes; 637 homes; 10-acre farm | $509,990 | About $197 to $355/mo; includes lawn, irrigation, snow, trash, lifestyle director | Active; Boone and StyleCraft sections sold out |
| The Villas at Swift Creek | Chesterfield (Moseley) | Boone Homes | Villas and quads, 8 plans | $516,000 | Not published | 6 available |
| Charleston Landing at Magnolia Green | Chesterfield (Moseley) | Mungo Homes | Single-family, yard maintenance included | $538,950 | Magnolia Green master plus sub-association; not published | Active; up to $25,000 lender incentive |
| Viniterra, The Cottages | New Kent | Mungo Homes | Single-family on the golf course | $549,000 | Not published | 1 available |
| The Parke at Cold Creek | Chesterfield (Moseley) | Mungo Homes; Eagle Construction | Ranch single-family | $554,950 (Mungo); $584,900 (Eagle) | Not published | Opened 2026; two builders |
| Woolridge Landing | Chesterfield (Moseley) | StyleCraft | Single-family | $575,990 | Not published | Active |
| Lake Margaret at The Highlands | Chesterfield (23838) | LifeStyle (55+ section); Eastwood (55+ section) | Epcon courtyard ranch plans; single-family | $624,950 (LifeStyle); $648,990 (Eastwood) | Not published; golf and lake amenities | Final opportunities (Eastwood) |
| Viniterra Villas | New Kent | RCI Builders | Villas, lawn care included | Mid $600s | Not published | Active |
| Sweetspire | Henrico (Glen Allen) | Eagle Construction | Single-family | $714,900 | Not published | Active |
| Preston Woods at Harpers Mill | Chesterfield | Lennar | Low-maintenance | To be announced | Harpers Mill master plus sub-association | Coming soon |
| Four Seasons at New Kent Vineyards | New Kent | K. Hovnanian | Single-family, 11 plans, 1,434 to 3,238 sq ft | No active new-home pricing; resale only | Not published | Appears sold out as of August 2026; resale-only market |
| Mosaic at West Creek | Goochland | HHHunt, Schell, StyleCraft, Boone | Townhomes and single-family; about 500 homes | Resale high $400s to mid $800s; one final Schell lot at $799,900 | $209 to $318/mo (townhomes) to $410/mo (Schell single-family); includes lawn, irrigation, gutters, power washing | Sold out; resale |
| Greenwich Walk at FoxCreek | Chesterfield (Moseley) | Ryan, HHHunt, StyleCraft | Elevator condos, villas, townhomes; about 350 homes | Resale high $300s to mid $500s | $220 to $340/mo; condo sub-association | Sold out; resale |
Sources: builder websites, 55places.com listings for Chickahominy Falls, Mosaic, and Greenwich Walk, and resale listings for HOA figures where the community does not publish them. HOA figures marked listing-based can be a year or more old; get the current assessment from the builder or HOA before contract. Every 55+ inventory home in the region, and the resale stock at the sold-out communities, is on our new home search at showingnew.com/dyoonnewhomes.
What the table tells you
Most 55+ dues are not published, and they vary four to one
The communities that publish or whose listings reveal dues range from about $200 a month (Chickahominy Falls cottages, Mosaic townhomes) to $410 (Mosaic single-family). The difference is what the dues buy. At $410, Mosaic’s single-family package includes lawn, irrigation, gutter cleaning, and power washing; at Fairways Ranch, Ryan’s dues cover common area and not much else, and you mow. Two communities with the same house can differ by $3,000 a year in dues and $3,000 a year in what you pay a lawn service, and net out the same. Ask for the inclusion list, not just the number. Our HOA guide explains how to read it.
Three communities have two or three builders competing
Hickory Grove in Ashland (Eastwood, StyleCraft, RCI), The Parke at Cold Creek in Moseley (Mungo, Eagle), and Lake Margaret in Chesterfield (LifeStyle, Eastwood, plus Richmond American’s non-age-restricted section) each put competing builders on the same streets. That is the best situation a buyer can be in. At The Parke, Mungo’s $554,950 and Eagle’s $584,900 are the same lots, so the $30,000 is finish level and warranty, and you can walk both models in an hour. Eagle’s is an insured ten-year; Mungo’s is a third-party insured QBW plan. Both are good. Compare the included finishes and pick.
Two of the best-known communities are resale now
Mosaic at West Creek (Goochland, clubhouse opened 2022, eight miles of trails, four builders) and Greenwich Walk at FoxCreek (Moseley, indoor lap pool at the Terrace Club, elevator condos) both sold out in 2025 and 2026. Both still show up in “55+ new construction Richmond” searches and builder sites. They are now resale markets, which is not bad news: a three-year-old Mosaic townhome comes with a transferable HHHunt warranty, a finished clubhouse, and an HOA whose dues history you can read. Our FoxCreek guide covers the Greenwich Walk resale market.
Warranties differ more here than in the family market
Of the eleven 55+ builders, four publish insured ten-year structural coverage (Eagle, Eastwood, Mungo through QBW, HHHunt on Mosaic resales). Ryan publishes 1-2-10 with arbitration. Main Street publishes five years. StyleCraft publishes one year plus ten structural with no systems tier. Cornerstone, RCI, Boone, LifeStyle, and Traditions of America do not publish terms. For a buyer who may be in the home for 20 years and is less likely to want to fight a claim in year eight, the published, insured plans are worth real money. Full table in our Richmond builder warranty comparison.
Which community, for which buyer
- Lowest price for a new single-level home inside Chesterfield: Ryan’s Fairways Ranch at $389,990.
- Programming, a farm, and a lifestyle director: Chickahominy Falls. Budget the $300-a-month dues.
- Golf and a lake: Lake Margaret (Chesterfield) or Viniterra (New Kent).
- Townhome with an insured warranty near Mechanicsville shopping: Eagle’s Brunswick.
- Two builders on the same lots to compare: The Parke at Cold Creek (Mungo vs Eagle) or Hickory Grove (Eastwood vs StyleCraft vs RCI).
- Locally owned builder, full maintenance package, Moseley: Boone’s Villas at Swift Creek.
- West End address: Eagle’s Sweetspire in Glen Allen, the only active 55+ single-family in western Henrico.
- Finished community, no construction traffic, transferable warranty: a Mosaic or Greenwich Walk resale.
Three 55+ questions buyers forget to ask
- What is the age rule, exactly? Most Richmond 55+ communities use the federal 80/20 rule: at least one resident 55 or older in 80 percent of homes, with no one under 19 living permanently. Some allow younger spouses; some cap the percentage of under-55 households. Get the recorded covenant, not the brochure, because it affects resale to your heirs.
- What happens to dues when the builder leaves? While the builder controls the HOA it often subsidizes dues. Ask when turnover happens and whether the reserve study assumes a dues increase at that point. Chickahominy Falls and Mosaic have been through turnover; the newer communities have not.
- Is the plan actually single-level? “Main-level living” can mean the primary bedroom is downstairs and the guest rooms are up a flight. True single-level plans are Ryan’s Bramante, the Epcon courtyard plans at Chickahominy Falls and Lake Margaret, and most villa products. Walk the plan with the next 20 years in mind.
Frequently asked questions
What are the 55+ communities in Richmond VA with new construction? In August 2026: Fairways Ranch (Ryan), Brunswick, Sweetspire, and The Parke at Cold Creek (Eagle), Traditions of America at Chesterfield, Oasis Reserve (Main Street), Hickory Grove (Eastwood, StyleCraft, RCI), Chickahominy Falls (Cornerstone), Villas at Swift Creek (Boone), Charleston Landing, Viniterra Cottages, and The Parke at Cold Creek (Mungo), Woolridge Landing (StyleCraft), Lake Margaret (LifeStyle, Eastwood), Viniterra Villas and Kennington Meadows (RCI), and McCauley Park (StyleCraft). Four Seasons at New Kent (K. Hovnanian) no longer shows active new-home listings and is effectively a resale market. Mosaic at West Creek and Greenwich Walk are sold out.
How much are HOA fees in Richmond 55+ communities? From about $200 to $410 a month where published or visible in listings. Chickahominy Falls runs $197 to $355, Mosaic $209 to $410, Greenwich Walk $220 to $340. Most builders do not publish dues; ask for the figure and the inclusion list.
What is the cheapest 55+ new home in Richmond? Ryan’s Fairways Ranch in Chesterfield from $389,990, and StyleCraft’s Carriages at McCauley Park in King William from $319,884 if you are willing to be 35 minutes out.
Is Mosaic at West Creek still selling new homes? No. All four builders are sold out as of 2026; one final Schell Brothers lot may remain. Mosaic is a resale market with dues of about $209 to $410 a month.
Which 55+ builder in Richmond has the best warranty? Eagle Construction and Eastwood publish insured ten-year plans; Mungo’s QBW plan is third-party insured. Cornerstone, RCI, Boone, LifeStyle, and Traditions of America do not publish their terms.
Narrowing it down?
We can pull the dues, the inclusion list, and the age covenant for any three of these in a day. Daniel Yoon is a Certified New Home Co-Broker, ABR, and SRS with eXp Realty. Call or text 804.896.2694, or browse every new home in the region at showingnew.com/dyoonnewhomes. For the builders themselves, start with our Richmond builders comparison.